Chatfield Homes under $400,000

Welcome to Chatfield, Minnesota – a charming city that perfectly blends small-town warmth with a vibrant community spirit. Nestled in the picturesque southeastern part of the state, Chatfield is known for its scenic landscapes, friendly residents, and a rich history that dates back to the 1850s. With its quaint downtown area, lush parks, and a variety of local shops and restaurants, Chatfield offers a delightful atmosphere for families, young professionals, and retirees alike.

One of the most appealing aspects of Chatfield is its affordability. If you're in the market for a home, you'll be pleased to discover that this lovely city offers a range of residential options under $400,000. Whether you're seeking a cozy starter home, a spacious family residence, or a charming bungalow, Chatfield has something to suit every taste and budget. Many of these homes feature beautiful architectural details, modern updates, and ample outdoor space, making them perfect for enjoying the stunning Minnesota seasons.

In addition to its attractive real estate market, Chatfield boasts excellent schools, numerous recreational opportunities, and a close-knit community that hosts various events throughout the year. From farmers' markets to seasonal festivals, there’s always something happening in this thriving city.

If you’re looking for a place that combines affordability with a welcoming atmosphere, Chatfield, MN, is the perfect destination to call home. Explore the possibilities today and discover why so many are choosing to make Chatfield their home sweet home!

Newest Chatfield Homes under $400,000

$239,900

3 Beds ⋅ 2 Baths ⋅ 7155917 MLS

Classic 1930 four-square filled with timeless character and important updates already in place. This well-maintained 3-bedroom home features beautiful original woodwork, built-ins, and 9-foot ceilings that create a warm and inviting atmosphere throughout. The enclosed front porch and upper level porch add valuable living space, while the traditional two-story floor plan provides comfortable separation between living areas. Major improvements include new water heater, updated electrical, furnace and central air replaced in 2019, and a water softener added in 2022. The distinctive slate roof adds durability and architectural charm that is hard to replicate today. Situated on a manageable 0.18-acre lot with a 2-car garage, this home offers a wonderful blend of historic character and everyday practicality. A great opportunity to own a solid, character-filled home with many of the big-ticket items already addressed—move in, enjoy, and make it your own overtime.

15 Fillmore Street NE, Chatfield

Listing courtesy of Elcor Realty of Rochester Inc..

$369,900

3 Beds ⋅ 3 Baths ⋅ 7149656 MLS

Welcome to this move-in-ready 3-bedroom, 3-bath ranch-style home offering 2,457 finished square feet and situated on a large double lot in a convenient location near the Chatfield High School. The main level has been extensively refreshed with new LVP flooring, fresh paint, new appliances, and updated light fixtures throughout the kitchen, dining area, great room, and bath. Both bathrooms also feature new shower heads and faucets, and a new water softener has been installed. Additional updates include a newer roof (2024) and replacement windows installed within the last 10 years that include a limited warranty. The finished lower level provides even more living space with a family/recreation area, fireplace, additional bedroom and bath, and second kitchen/bar area. Outside, the oversized double lot provides an incredible amount of yard space, while the freshly stained deck is perfect for relaxing or entertaining. An attached two-car garage and storage shed provide additional parking and storage. With extensive recent updates, plenty of finished living space, and a hard-to-find large lot, this home is truly move-in ready!

515 Union Street NE, Chatfield

Listing courtesy of Re/Max Results.

$254,900

1 Beds ⋅ 2 Baths ⋅ 7150610 MLS

Move-in ready and full of character, this charming 1925 home offers an appealing blend of classic charm, modern updates and comfortable living space. Situated on a 0.26-acre corner lot, the home features nearly 9-foot ceilings, replacement windows, new carpet and luxury vinyl plank flooring, plus a kitchen with newer appliances. The lower level provides additional living space with a large family room and 3/4 bath. Enjoy relaxing on the spacious covered front porch or entertaining on the covered backyard patio. The partially fenced backyard provides a great space for pets while still offering plenty of room for a garden. A standout feature is the heated, insulated and finished 24' x 24' garage—perfect for vehicles, hobbies, storage or a workshop. Additional highlights include low-maintenance vinyl siding on both the home and garage and a radon mitigation system. A wonderful opportunity for first-time buyers, downsizers or anyone looking for a move-in-ready home with character, outdoor living and exceptional garage space.

623 Winona Street SE, Chatfield

Listing courtesy of Elcor Realty of Rochester Inc..

$369,900

5 Beds ⋅ 2 Baths ⋅ 7143834 MLS

Hard-to-find five-bedroom home with three bedrooms conveniently located on the main level! This spacious split-level home is situated along a quiet dead-end street and offers 2,385 finished square feet. Modern kitchen features vaulted ceilings, granite countertops, new plumbing fixtures and a breakfast bar. The finished lower level includes a large family room, two sizeable bedrooms and a ¾ bath. Highlights include a heated two-car garage, new roof in 2024, central vacuum, steel siding, fenced backyard, deck and storage shed. Ideally located near the high school, aquatic center and park, with plenty of space for the entire family.

608 James Street NE, Chatfield

Listing courtesy of Elcor Realty of Rochester Inc..

$239,900

2 Beds ⋅ 1 Baths ⋅ 7120376 MLS

Enjoy the ease of one-level living in this well-maintained and quality built zero-entry ranch style twin home with no HOA fees. Thoughtfully designed for comfort and accessibility, this home features 3-foot doorways, lever-style door handles, grab bars in the bathroom, and a zero-entry layout that accommodates a variety of lifestyles. Inside, you'll find 2 bedrooms, 1 bathroom with a walk-in tub, and a bright, functional floor plan. The spacious living room is warmed by new carpet and cozy three-sided gas fireplace, while the adjoining kitchen and dining area offer durable vinyl flooring and an efficient layout for everyday living. Quality Andersen windows, central air, vinyl siding, and a finished one-car garage add to the home's appeal. Recent updates include newer carpet, range, furnace, water heater, and water softener, providing added peace of mind. Step outside to enjoy the private concrete patio and nicely sized zero lot line lot with room to relax and entertain. Whether you're looking to downsize, purchase your first home, or enjoy the convenience of an accessible, low-maintenance home, this move-in ready property offers comfort, functionality, and lasting value in a desirable Chatfield location.

346 Main Street N, Chatfield

Listing courtesy of Elcor Realty of Rochester Inc..

$339,900

3 Beds ⋅ 1 Baths ⋅ 6385051 MLS

ATTENTION DEVELOPERS! 1.14 Acres within the city limits of Chatfield, including 6 residential lots with a couple having city services already. Land would be ideal for possible twin homes and or a few single-family homes. Property includes a 3 bedroom, 1.5 story home with main floor living, central air and steel siding. Old barn/garage (30’ x 54’) is used for the vehicles and storage. Located on a corner lot along a quiet street close the Chosen Valley Care Center.

1003 Grand Street SE, Chatfield

Listing courtesy of Elcor Realty of Rochester Inc..

Start Your Search

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the Regional Multiple Listing Service of Minnesota. Real estate listings held by brokerage firms other this firm are marked with the Broker Reciprocity logo. Information Deemed Reliable But Not Guaranteed. Property locations as displayed on any map are best approximations only and exact locations should be independently verified.

Listing data © 2026 Regional Multiple Listing Service of Minnesota. All rights reserved. By searching, you agree to the EULA.